Privacy Policy

Introduction

This Privacy Policy (“Policy”) explains how Omraj E Mobility Private Limited (“OmrajPay,” “we,” “our,” or “us”) collects, uses, stores, and protects your personal information when you use our website www.OmrajPay.in (“Website”) or our financial services.

By using our Website or Services, you consent to our data practices under applicable Indian laws including the Information Technology Act, 2000, and the Prevention of Money Laundering Act, 2002.

1. Information We Collect

• Personal Identification: Name, contact, gender, date of birth, address, and occupation.
• Financial Details: Bank details, income proofs, credit history, and loan-related data.
• ID Documents: PAN, Aadhaar, Passport, or Voter ID for verification.
• Technical Data: Device info, IP, browser type, OS, and metadata.
• Cookies: Used for better experience; can be disabled via browser settings.

2. Purpose of Data Collection

We collect your data to:

3. Disclosure of Information

• Legal Requirements: Shared when required by law or regulators.
• Service Partners: Shared with trusted partners for KYC, cloud, or payments.
• Business Transfers: In case of merger or acquisition with confidentiality.
• With Consent: When you explicitly approve data sharing.

4. Data Security & Retention

We use encryption, secure servers, and strict access controls to protect your data. Although no system is 100% secure, OmrajPay constantly upgrades its security infrastructure.

Your information is retained as long as needed for business, legal, or regulatory purposes and deleted or anonymized thereafter.

5. Your Rights

You may exercise the following rights under applicable laws:

6. Children’s Privacy

Our services are not intended for individuals below 18 years. If we discover data from minors, it is deleted immediately.

7. Grievance Redressal

Grievance Officer: Ms. -----

Phone: +91-1212121212

Email: grievance@omrajpay.in

We aim to resolve grievances fairly within 30 days.

8. Amendments to Policy

OmrajPay reserves the right to update this Privacy Policy. Significant changes will be posted on our website, and consent will be obtained where required.